Pay Smarter With Your Contactless Debit Card

Get a BayFirst debit card with any personal or business checking account. Tap to pay, shop online, withdraw cash, and spend anywhere Visa® is accepted. Stay secure with mobile wallets, alerts, and built-in protection.

Everyday Purchases are Just the Beginning.

Enjoy the perks that come with a BayFirst debit card.

55,000 ATM gratis

Access your cash at over 55,000 free AllPoint and Publix Presto! ATMs.

ATM Locations

Tap into Technology

Enjoy chip technology for secure, contactless payments. Just tap, insert, or swipe to pay anywhere, anytime.

Round Up Your Savings

Round up debit card purchases to the nearest dollar and automatically transfer the change to your savings.

Crear cuenta

Access Cash, Skip the Credit Card Fees.

A debit card provides secure, convenient access to your checking account funds for in-store, online, or app purchases, so you can spend your own money without borrowing.

BayFirst debit cards are accepted everywhere Visa is and come with contactless payment options for added security and speed. Swipe, tap, or insert to easily manage everyday spending and stay connected to your account in real time.

Total Card Control.
From activation to alerts, security is built in.


Activate your card in seconds.

  • Get started quickly online or in the mobile app

Lost Card? No problem.

  • Lost or stolen card? Report it and reorder a new card within seconds.

Set up custom alerts.

  • Stay on top of your spending with real-time push and email notifications.
Total Card Control.
Monitor and manage your debit card spending 24/7.

Anytime Access to Your Money.

Debit card holders enjoy fee-free ATM access at over 55,000 Allpoint and Publix Presto network locations across the U.S. Withdraw cash, check balances, and make transactions with ease. Whether you're close to home or on the go, your money is always within reach.

Choose a network to find your nearest free ATM.

Publix Presto! AllPoint

Need help or have questions about your debit card?

From tap to transaction, we’ve got your back.

Debit Card FAQs

A debit card uses your own money from your checking account, while a credit card borrows money you pay back later.

A debit card is available with any BayFirst personal or business checking account. If you open your account at a BayFirst banking center, your debit card will be issued on the spot. If you open your account online, your card will be mailed to you.

Yes! BayFirst offers business debit cards to eligible business accounts. These cards can be used for everyday business purchases, and you can also manage them via our online banking platform.

The CVV (Card Verification Value) is a 3-digit security number found on the back of your BayFirst debit card. It is used to verify that the card is physically present during online or over-the-phone transactions, providing an added layer of security.

If your BayFirst debit card is lost or stolen, you can report it immediately and reorder another using our app. You can also report your card lost or stolen through our Contact Center. Our team will assist you with freezing your account and issuing a replacement card.

Yes, BayFirst offers customizable alerts for your debit card. You can set up alerts for transactions, low balances, or other account activities through our mobile app or online banking portal.